Buy NOW Pay Later with myIOU

What is myIOU?

myIOU is a Buy Now Pay Later (BNPL) service by IOUpay. It was designed to accommodate the ever growing cashless market in Malaysia and South East Asia.

With myIOU available here, you can now split into 3 Payments within 3 months from your purchase date when you checkout and place your Orders.

You can get started NOW by registering your NEW account with myIOU available at Google PlayStore or IOS App Store.

Download myIOU now and find out how to get started below:





How to Pay with myIOU?

1. Add Items (Min RM100) to Cart
2. View your Cart and proceed to Checkout
3. Select "myIOU" under Payment and Place Order
4. Click "Continue in browser" and login to your myIOU account
5. Check your Payment Information
6. Click "Confirm"
7. Enter your PIN from your myIOU Account and click "Do Payment"
8. You have completed your purchase with myIOU



Not enough Credit Limit? Signup for myIOU Credit+

1. From the mobile App, click on the myIOU Credit +

2. Click on Continue
3. Select your Bank and upload your latest (1 month) Bank statement
4. Upload your Utility Bill/Proof of Residential Address
5. Upload your Credit Card Statement for higher Credit Limit request of maximum RM10,000 [OPTIONAL]
6. Click "Confirm"
7. Submission done! Wait for at least 2 working days to get the final approval



Need further questions?

Call us or Whatsapp us at 019-3278400 (9am-6pm) or email us at